If you have poor credit, the First PREMIER Bank Gold MasterCard® has helped over 3 million others in your situation.  The First PREMIER offers low APR on all purchases, provides quality customer service including access to your account information by phone 24 hours every day.  First PREMIER does have a small annual fee but reports monthly to the 4 major credit bureaus. Your initial credit limit will be at least $250 and once your credit limit is set, First PREMIER will monitor your account monthly so after as little as 6 months you may be eligible for a credit limit increase.
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