The Advanta Kiva Credit Card offers an unbeatable 0% balance transfer for 15 months and a 7.99% FIXED APR following the grace period. With no annual fee, the Advanta credit card offers a 5% credit for grants to Kiva and other charitable donations. In addition, Advanta will match, dollar for dollar, your grant to Kiva. The Advanta Kiva Credit Card is the perfect card to consolidate all your other credit card balances. Click here to apply!